VanScoter Insurance Agency LLC

VanScoter Insurance Agency LLC is an independent insurance agency located on West Ridge Road in the Greece area of Rochester, NY. Founded in November 2005 by Rhett VanScoter — who holds both Certified Insurance Counselor (CIC) and CPA designations — the agency serves individuals and businesses across the Rochester metro area and throughout New York state. As an independent agency, VanScoter Insurance is not tied to a single carrier, instead placing policies through multiple insurers to match clients with coverage options suited to their circumstances.

The agency writes policies across three main categories:

• Personal insurance: auto, homeowners, renters, condo, landlord, umbrella liability, motorcycle, boat and watercraft, jewelry and valuables, and wedding event coverage
• Business insurance: small business owner policies, commercial property, general liability, workers' compensation, cyber liability, and restaurant and bar coverage
• Life insurance: individual life, final expense, and mortgage protection plans

VanScoter Insurance places these policies through a panel of carriers that includes Erie Insurance, The Travelers Indemnity Company, Progressive, Foremost Insurance, Hagerty (for classic and collector vehicles), Allegany Co-op Insurance, ShelterPoint, and Assurant Flood Solutions. The agency also provides a 24-hour online Policy Service Center where existing policyholders can file claims and manage their accounts outside of regular office hours.

VanScoter Insurance has maintained a steady presence on West Ridge Road since 2005, building a two-decade track record in the Greece and greater Rochester market. The agency's independent model — representing eight or more carriers rather than a single company — allows it to compare rates and coverage terms across insurers for each client. Rhett VanScoter's dual background in accounting and insurance distinguishes the agency from single-credential operations, particularly for small business clients who need coverage aligned with their financial picture.

The agency operates from Suite 218 at 1577 Ridge Road West, situated in the commercial corridor of Greece near the Red Lobster restaurant along West Ridge Road. This stretch of Ridge Road is one of Greece's busiest retail and service strips, with easy access from Route 390 and Route 104. The office is open Monday through Thursday from 8:30 a.m. to 5:00 p.m. and Friday from 8:30 a.m. to 4:30 p.m., with weekends closed.