Average Americans are struggling with homeownership, according to a recent report released on Thursday, March 24.

Reuters found that the price of a home is rising faster than most wages in the United States.

Daren Blomquest, vice president at RealtyTrac, which monitors housing market trends, explained the recent increase in prices. “While the vast majority of housing markets are still affordable by their own historic standards, home prices are floating out of reach for average wage earners in a growing number of U.S. housing markets,” he said.

Many homeowners in certain areas of the country are suffering more than others. California, Arizona, and New York homeowners are struggling with a variety of issues.

Even Rochester, NY, homeowners are seeing trouble with their housing options, if one real estate advice column is anything to go by.

A Rochester couple in their late sixties, who are both retired, are currently living in a home that is already paid for. However, they write to Edith Lank at the Democrat and Chronicle, they now want to name their two sons as beneficiaries for the title of the house and do so avoiding probate.

According to the Democrat and Chronicle, a will is the easiest way to solve these kind of housing issues. Americans are under the impression that wills are more trouble than they are worth. About 55% of adults in the U.S. do not have a will in place, according to LexisNexis.

Lank believes they are not too difficult. “Maybe you have some special family reason for wanting to avoid a will,” Lank said while speaking to the couple looking for advice, “otherwise, though, probate isn’t really that complicated.”

There are a few states that have an automatic transferring real estate at death, although New York State is not one of them.

While these issues are concerning for homeowners, prices are still far more affordable than during the housing bubble in 2006. The housing bubble fell to a low of 2% in 2012 and currently sits at 9%.